Chinese edition
红线一：把申报义务误解为必须藏资产
美国税务制度可能要求报告全球收入及符合条件的境外账户和资产，但信息申报不等于资产本金全部被重复征税。因为害怕申报而将资产名义转给亲友，可能制造实际所有权、赠与、控制和未来取回资金等新问题。
红线二：交易只留合同，没有真实执行
股权转让、赠与、借款或信托安排必须与付款、登记、控制权和后续行为一致。只签一份倒签合同，实际仍由原所有人控制，不会因为文件名称改变事实。移民申请中的资金来源和企业关系，也可能因此产生矛盾。
红线三：只听一个专业领域的意见
移民律师关注资格和证据；CPA与税务律师关注计税及申报；中国专业人士还要处理当地公司、税务、外汇和婚姻财产规则。某一端看似合理的动作，可能破坏另一端。重要交易应形成联合问题清单，而不是让专业人士彼此不知道。
红线四：临近登陆才匆忙处理
资产估值、公司决议、交易备案、纳税和银行执行需要时间。匆忙转让不仅证据薄弱，也可能错过核对成本基础、亏损、持有期和家庭所有权的机会。规划应从预计税务居民起算日倒排，并保留足够时间审查与执行。
红线五：相信一种结构适合所有人
“移民前把房子卖掉”“把股权全部送给父母”“先设一个信托”等口号都缺少个案前提。家庭成员身份、资产类型、增值幅度、未来现金需求、继承安排及居住州不同，结果可能完全相反。任何结论都应建立在完整清单和书面分析上。
合法规划应留下什么
一套可复核的计划应记录事实、目标、专业意见、估值、合同、付款、登记、税费和后续申报责任。TIHU可以协助客户组织信息和协调时间节点，但不销售所谓“避税结构”。凡是要求隐瞒受益人、虚构交易或保证零税负的方案，都不应进入移民计划。
Note for applicants based in China
Applicants based in China usually also need to handle three things: keeping Chinese- and English-language documents consistent, making sure funds and income can be explained with independent documentation, and managing the gap between priority-date timing and a child's age. Any packaging that doesn't match the underlying facts creates greater risk at the RFE or interview stage.
TIHU's role and relationship disclosure
Projects, employers, attorneys or law firms, and China-based service companies may be independent legal entities. Where a resource has an affiliated or compensated relationship with TIHU, we disclose it in writing before any engagement.
Legal judgment and legal documents are the responsibility of a licensed attorney acting within an actual engagement. TIHU does not provide legal advice and does not promise any approval outcome.
Official sources
This article is general educational content and does not constitute legal, investment or tax advice. Tax matters should be assessed for your specific situation by a licensed U.S. tax attorney or CPA.